AUTO PHYSICAL DAMAGE

Large or small, we have the markets to fit your needs.

Classes excluded; Private passenger type vehicles (unless primary if placed with PAIP for $40,000 - we can write excess physical damage over PAIP), taxicabs, livery/limos, coal haulers, motorcycle emergency vehicles.  Also, excluded are units over 15 years old.

Deductibles of $1,000, $2,500 and $5,000 available.

Subject to:

Ø      Acceptable MVRs

Ø      Drivers should have two years or more of similar driving experience. 

Ø      Minimum premium of $1,000.

Ø      All units must be insured for FULL market value.

Ø      Full 3-year loss record must be disclosed.

Automotive Physical Damage. PDF