BAR/RESTAURANT PROGRAM

“A” RATED CARRIER

LIQUOR, GENERAL LIABILITY & PROPERTY = 1 CARRIER

GL – Non-Auditable if premium is <$10,000

Loss Free Credits Available on Liquor

Minimum Premium:  $500 Property, $500 GL

Automatic Coverage’s:

Additional Insured’s (with initial submission)                Debris Removal - $25,000

Fire Dept Service Charge - $25,000                                     Pollutant Clean up - $10,000

Inventory & Appraisals - $5,000                                          Backup of Sewers or Drains - $10,000

and more…..

Coverage Extensions:

Newly Acquired Buildings                $1,000,000

Newly Acquired BPP                           $ 500,000

Personal Effects                                     $ 15,000

Property of Others                               $ 15,000

Extra Expense                                        $25,000

Money & Securities                              $5,000 *

Accounts Receivable                           $25,000 on premises *                                                                                                               $15,000 off premises *

and more….        

Increased limits available *

Additional Available Coverage’s:

Hired & Non-Owned Auto

Employee Benefits Liability ($500,000/$500,000 & $1,000,000/$1,000,000)

Glass

Spoilage

Business Income

Coverage usually offered without Assault & Battery exclusion

and more…

Bar/Restaurant Supplemental. PDF