Personal Lines

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Personal Lines

Metcom represents several admitted and non-admitted carriers to help our customers place most lines of Personal Insurance. Our contracts include exclusive programs for coastal risks and hard to place HO’s and Dwellings. Online rating is available for most of our NJ products. We also represent national carriers and can write in all states where we are licensed.
Our goal is to provide you with the best service and products available in our market. Please contact one of our underwriters with your next account!

To use Metcom Excess’ Online Indication System, please enter here:

Online Rating System


Personal Lines Products

Homeowners and Rental Dwellings

Coastal Risks

Primary, Rental and stand alone Secondary homes

Condominium unit owners

Enhancement Endorsements available

Corporately owned properties

Unique exposures

Hard to place, such as:

Vacant Dwellings

Builders Risk

Risks with losses

Lapse in coverage

High Valued Homeowner Programs

Coastal Risks

Distressed risks

Vacant homes

Builders Risk

Personal Liability Umbrella

Admitted markets

Stand alone CPL available

Limits up to $10,000,000

Excess Umbrellas

High profile insureds

Excess Flood

Multiple Surplus Lines markets available

Any flood zone

High limits available

Submit your Application

Send in your application to our specialists for more information about available coverage.

Specialty Underwriters

For a list of our Underwriters, please check out our Contacts Page!

Personal Lines Applications

Download now!